About Beacon Financial Organizing
Find Clarity in Your Finances.
No Sales. No Judgement. Just Organization.
At Beacon Financial Organizing, we believe that true financial peace of mind comes from understanding what you have, not just buying more of it. We realize that while there are plenty of professionals waiting to sell you insurance or manage your investment portfolio, there is very little help for the day-to-day reality of financial organization. Many of our clients find themselves overwhelmed by paperwork, confused by multiple accounts, or navigating the complex financial changes that come with the loss of a loved one or a divorce.
Our Mission? To empower you with financial clarity. We are not here to sell you investments or insurance. We are here to sit on the same side of the table as you, helping you sort through the noise, organize your records, and build a stable foundation for your future.
Whether you are retired, approaching retirement, or simply seeking to get your affairs in order, we act as your personal financial project manager.
Our Services
Financial organizing services and personalized guidance to help you organize your assets, consolidate accounts, reduce financial stress, and bring you clarity in a complex financial world.
QUICK START SESSION
A focused, 60-minute virtual consultation designed to tackle your most pressing financial clutter. We will perform a basic audit of your situation and provide you with an actionable checklist.
Includes: One 60-minute virtual consult and action plan
Price: $150
Venmo and PayPal are accepted.
ORGANIZATION ESSENTIALS
Over the course of a month, we work together to fully review your bank statements, insurance policies, and investment accounts. We help you "clean house," ensuring you know exactly where every dollar is located.
Includes: Three 45-minute sessions, conference call support with institutions, and a full follow-up checklist
Price: $300
Venmo and PayPal are accepted.
ANNUAL MAINTENANCE & SUPPORT
Once your finances are organized, we help you keep them that way. This annual add-on ensures you stay on track, even as life changes.
Includes: Quarterly 45-minute check-ins and year-end summaries
Price: $400 (annual add-on to any package)
Venmo and PayPal are accepted.
EDUCATIONAL WORKSHOPS
We offer a 60-minute virtual group workshop designed for 5-10 participants. Focused on a specific topic, this interactive session provides practical guidance and actionable strategies to keep your finances in order.
Includes: One 60-minute virtual group session
Price: $50 per participant
Venmo and PayPal are accepted.
Why Choose Us
We Don't Sell Products
Unlike traditional financial planners, we earn zero commission. We do not sell insurance or investments. Our only goal is to help you get organized. You get unbiased advice because we have no conflict of interest.
We Fill the "Gap"
Your CPA handles your taxes. Your Financial Advisor handles your investments. But who handles the shoebox of paperwork, or the confusion about which account does what? We do.
Empathy Over Jargon
We specialize in helping clients aged 55+ who may be feeling overwhelmed. Whether you are newly divorced, recently experienced the passing of a loved one, or just ready to simplify, we provide patient, non-judgmental coaching.
Virtual Convenience
We meet you where you are. All sessions are conducted via Zoom, allowing you to organize your financial life from the comfort and privacy of your own home.
Meet Your Financial Organizer
About Ann Higgens
Owner and Lead Advisor of Beacon Financial Organizing
My financial services career started on the Chicago Board Options Exchange where I worked in the trading pits for 10 years. Several years after I left the CBOE, I became a Financial Advisor and worked with individuals and small business retirement plans for over 33 years. I retired from that at the end of 2025, but am still working to help people organize their finances. I don't give investment advice or sell products, but can help you understand what you own and how to maximize what you have. I will work in partnership with your advisor, or if you don't have one, can guide you to find someone you can work with.
